Policy Xpert
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About Us
- Policy Xpert is an online-based, independent price comparison company. We operate as a non-regulated price comparison firm, meaning we are not an intermediary, a representative of any insurer, nor do we conduct any regulated activities (as defined by the FCA) related to price comparison services.
- However, we are registered with the Information Commissioner’s Office (ICO), and every piece of personal information you share with us is fully protected under the Data Protection Act and GDPR 2018. Since we are not FCA authorised, we do not offer personal recommendations or financial advice on the suitability of any product.
- Our expertise lies in finding and comparing prices. In most cases, we can identify some of the most competitive quotes across the UK. Our clients value our service because we work exclusively for them, not for any provider. Unlike intermediaries or appointed representatives, we are completely independent and not tied to insurer terms. This independence allows us to secure lower quotes than most people would typically find on their own.
- Under the Consumer Rights Act 2015, UK consumers have the legal right to appoint any individual or company to carry out specialist price comparison work to save both time and money. When authorised by you, we search and compare quotes from a wide range of insurers, brokers, and platforms available throughout the UK. All services are carried out based on the information you provide, in strict accordance with the Data Protection Act 2018 and GDPR regulations.
- Since we do not accept commissions or payments from insurers, our customers can be confident that we act purely in their best interest. To support our service, we charge a transparent service fee, which is already included in the price we provide—no hidden charges, ever. We simply present the lowest quote we can find, and it’s entirely your choice whether to proceed or not.
- Once you receive your quotations, you have full control to purchase the directly. We do not modify any policy; our role is limited to researching and sourcing the best available options based on your circumstances and preferences.
- If you are not fluent in English, are unfamiliar with computers, or prefer personal assistance, our friendly multilingual team is always ready to help guide you through the process clearly and comfortably.
Why Choose Us
- We are an independent price comparison service, and our role is solely to search for quotes on your behalf. The rest of the process is for you to manage and finalize.
- We work on your behalf, with your consent, to find reasonable prices for a wide range of products and services from both online and offline markets.
- If you are not comfortable with English, computers, or the internet, please feel free to contact us. Our multilingual, friendly staff will be happy to assist you.
- We do not act as a broker or agent for any specific company. However, rest assured that all your information is protected under the Data Protection Act 2018 and the General Data Protection Regulation (GDPR).